Loans & Mortgages: Credit Union Mortgage Association
Helping You Purchase Your New Home
with Credit Union Mortgage Assistance.
Start your journey to first-time home buying or refinancing your home in the Covington, Virginia area. JRCCU is here for you and wants to help make your home-buying process as seamless as possible. Click the button below to get started or use the tabs to apply and view educational resources around home ownership, mortgages and refinancing.
Start your journey to first-time home buying or refinancing your home in the Covington, Virginia area. JRCCU is here for you and wants to help make your home-buying process as seamless as possible.
- Quick Rates Page: Displays the lowest-point quote for each program offered. It does not include the loan-specific price adjustments available with the Loan Cost Disclosure; it is just a snapshot of where the rates are at that moment, a best-case scenario.
- Check Rates/Loan Cost Disclosures/Loan Scenarios: Quickly and easily obtain a Loan Cost Disclosure. The system is programmed to deliver an estimate specific to your transaction (purchase vs. refinance, specific state, county, etc.).
- Apply: Begin the application process today.
Your education matters to us! Utilize the resources below to learn more about first-time home buying, mortgage rates, loans and much more. At Jackson River Community Credit Union, our goal is to ensure that you get the house of your dreams without the headache.
Have questions? Please contact any Loan Officer for current rates and terms.
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First-Time Home Buyer: Provides information specific for those purchasing a home for the first time. Gives an overall view of the mortgage and home-buying process as well as access to various prequalification and payment calculators.
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Buying: Provides information specifically for those who already own a home but are moving up. Gives an overall view of the mortgage and home-buying process as well as access to various prequalification and payment calculators.
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Refinancing: Provides information specific to those interested in refinancing their existing mortgage and access to mortgage calculators that help them decide if it makes sense to refinance and which program would be best for them.
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Loan Programs: Provides information and guidance on the various loan products (fixed rate vs. adjustable rate) and the different types of mortgages available within each category (15 Fixed, 30 Fixed, 5/1 ARM, 7/1 ARM, etc.)
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Simple Mortgage Calculator: Provides access to quick and simple mortgage calculators to help you pre-qualify yourself for a mortgage. This is NOT a pre-approval, and no credit reports are obtained. This is just a quick and easy prequalification tool. A pre-approval would be obtained by clicking on “Apply” and beginning the mortgage application process.
